Purpose Based Lending (PBL) or In-Store Finance is a lending product for you to finance good and services in real-time, on a variety of platforms including online. SwitchPay offers both short-term (less than 4 months) and long-term lending options.
PBL is and alternative payment option to traditional payments, such as card, cash or EFT. It’s flexible and helps when making large purchases or having to finance costly services.
The PBL process will link you to the appropriate credit provider and return the best available loan offer.
SwitchPay manages the loan application process from beginning to end. You will receive the best available loan offer. You can apply at the point of sale or via an online digital link.
Activated Providers include:
Capitec
Smartadvance
Medifin
Lendcor
Ammacom Finance
Efin
Closed loop solutions with Specialised Funding Partners
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