Layby or Purpose Based Savings - Help you save and pay

Layby or Purpose Based Savings - is a new way to pay

Because you prefer to save rather than borrow

Layby or Purpose Based Savings is a savings option that you can use to pay for goods or services over a period of time, it’s available on a variety of platforms, including online. A deposit is normally paid to the retailer or service provider and the balance is paid through a Layby account. Layby is ideally suited for customers who do not qualify for a PBL product or prefer to save rather than borrow funds to pay for goods and services. 

Why you should use SwitchPay?

Empowering you with an alternative way to save

SwitchPay offers you the option to pay a deposit for goods and services by opening a Layby account in real-time at the point of sale or online. You can then select the period of repayment that can conveniently be paid, using Debicheck, cash at ATM or another selected payment options. 

A SwitchPay Layby account is a secure and convenient option, allowing you to save and pay for those high value items and services over time.

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