What’s good for your customers
is great for
your business.

What’s good for your customers is great for your business.

We connect your
customers with payment providers so that you can
make the sale happen.

We connect your customers with payment providers so that you can make the sale happen.

We connect your customers with payment providers so that you can make the
sale happen.

switchpay products

switchpay
products

You do your thing and we’ll do ours

All shopper funding issues go through us and our providers

Why the customer abandons the
purchase…

Even your best customers don’t always have the full amount.

You lose out on a sale when your customers don’t have money readily available for the things they want or need.

switchpay helps merchants make the sale happen by giving customers the best variety of the most relevant ways to pay.

When customers are overwhelmed with payment options they simply don’t buy.

Having more options doesn’t necessarily give you a better chance of making the sale.

switchpay cuts through the noise – turning viable options into a clear choice.

Credit applications can be a black hole.

Not every customer or purchase type qualifies for every form of credit. Allowing shoppers to blindly apply for credit, leads to denied applications and lost sales.

We suggest the options with the highest chance of approval.

Our special combination

We connect merchants to multiple providers and match customer profiles with viable and preferred payment methods.
Translation: more approvals and more successful transactions.

Alternative to traditional
payment methods

Instore and digital marketing collateral provided

Minimal administration

Ongoing training for merchant and sales agents

Increase in the average ticket
value (ATV) of a customer

Mobile application process by
scanning a QR code in-store or
online by clicking a digital link

Quick turn-around-time on approval

A marketplace of alternative payments at a affordable monthly rate

Making it easy to pay

A smooth customer journey across choosing, applying and paying

Why

Shoppers aren’t aware of alternative payment methods – you need to cut through the noise.

Where

We need to show up when it matters the most – when looking at the price.

How

Redirect shoppers. We’ve got all the bases covered – from price tags to application links.

Reporting & Management

All payment information in a centralised view

Features:

Cash-up report

Full payment tracking

(from application to settlement)

Reconciliation

Product performance dashboard

(across all APMs)

Purposeful flexibility

Interest Free, Risk Free Instalments

 

An upfront instalment with the remaining payment being split into equal monthly or bi-weekly payments.

 

  • Providers consume all risk
  • Initial payment on 25% purchase amount includes card fees
  • 24 to 48 hours for settlement on goods collection
  • R500.00 minimum and R10,000.00 maximum amount
  • Dedicated payment (store specific)
  • Approval times starting at 3 minutes

Interest Free, Risk Free Instalments

 

An upfront instalment with the remaining payment being split into equal monthly or bi-weekly payments.

 

  • Providers consume all risk
  • Initial payment on 25% purchase amount includes card fees
  • 24 to 48 hours for settlement on goods collection
  • R500.00 minimum and R10,000.00 maximum amount
  • Dedicated payment (store specific)
  • Approval times starting at 3 minutes

Pricing? Nothing complicated about it.

Example of *5.0% Excl VAT is charged for Merchant Commission (Commission % vary from product and Merchant package)

 

Customer Payment Info
Purchase Amount  R5 000,00
Customer Payment Term 4
1st Payment  R1 250,00
2d Payment  R1 250,00
3d Payment  R1 250,00
4th Payment  R1 250,00
Merchant
Merchant Fee 5,00%
Incl VAT 5,75%
Transact & Goods Collection
Net Settlement Amount:  R4 712,50

 

Paying instalments over 6 - 72 months

 

Interest baring purpose based loans for the customers with bigger purchase values.

 

  • Credit providers consumes all risk
  • 24 to 48 hours for settlement on goods collection
  • Approval turn-around - 5 minutes to 48 hours
  • Customer may be asked to submit additional documents (salary slip, bank statement, etc.)
  • ITC check done on customer
  • R1,000.00 minimum and R300,000.00 maximum amount
  • Min shopper income of R3,000.00
  • Dedicated payment (store specific)

Paying instalments over 6 - 72 months

 

Interest baring purpose based loans for the customers with bigger purchase values.

 

  • Credit providers consumes all risk
  • 24 to 48 hours for settlement on goods collection
  • Approval turn-around - 5 minutes to 48 hours
  • Customer may be asked to submit additional documents (salary slip, bank statement, etc.)
  • ITC check done on customer
  • R1,000.00 minimum and R300,000.00 maximum amount
  • Min shopper income of R3,000.00
  • Dedicated payment (store specific)

Paying instalments over 6 - 72 months

 

Interest baring purpose based loans for the customers with bigger purchase values.

 

  • Credit providers consumes all risk
  • 24 to 48 hours for settlement on goods collection
  • Approval turn-around - 5 minutes to 48 hours
  • Customer may be asked to submit additional documents (salary slip, bank statement, etc.)
  • ITC check done on customer
  • R1,000.00 minimum and R300,000.00 maximum amount
  • Min shopper income of R3,000.00
  • Dedicated payment (store specific)

Paying instalments over 6 - 72 months

 

Interest baring purpose based loans for the customers with bigger purchase values.

 

  • Credit providers consumes all risk
  • 24 to 48 hours for settlement on goods collection
  • Approval turn-around - 5 minutes to 48 hours
  • Customer may be asked to submit additional documents (salary slip, bank statement, etc.)
  • ITC check done on customer
  • R1,000.00 minimum and R300,000.00 maximum amount
  • Min shopper income of R3,000.00
  • Dedicated payment (store specific)

Pricing? Nothing complicated about it.

Example of *2.0% Excl VAT is charged for Merchant Commission (Commission % vary from product and Merchant package)

 

Customer Payment Info
Purchase Amount  R5 000,00
Term  12 - 60 
Term / Indicative Instalment
12  R599
24  R363
36  R285
48  R246
60  R224
Merchant
Merchant Fee 2,00%
Incl VAT 2,30%
Goods Collection
Net Settlement Amount:  R4 885,00

Save up for what you want with monthly deposits

 

A savings tool for customers that prefer to side-step credit.

 

  • Initial deposit according to merchant requirements
  • Various settlement terms according to requirements
  • R500.00 minimum and R100,000.00 maximum amount
  • SwitchPay manages all debt management, collections and notification admin
  • Guaranteed payments
  • Funds are held in a secure Nedbank account

Save up for what you want with monthly deposits

 

A savings tool for customers that prefer to side-step credit.

 

  • Initial deposit according to merchant requirements
  • Various settlement terms according to requirements
  • R500.00 minimum and R100,000.00 maximum amount
  • SwitchPay manages all debt management, collections and notification admin
  • Guaranteed payments
  • Funds are held in a secure Nedbank account

Pricing? Nothing complicated about it.

Example of *5.0% Excl VAT is charged for Merchant Commission (Commission % vary from product and Merchant package)

 

Customer Payment Info
Purchase Amount  R5 000,00
Customer Payment Term 6
Deposit % 10%
Deposit  R500,00
1st Payment  R750,00
2nd Payment  R750,00
3rd Payment  R750,00
4th Payment  R750,00
5th Payment  R750,00
6th Payment  R750,00
Merchant
Merchant Fee 5,00%
Incl VAT 5,75%
Goods Collection
Net Settlement Amount:  R4 712,50

Pay-as-you-go with 12 - 24 monthly subscription payments.

 

Some products have a life cycle, so why shouldn’t payments?

 

  • Highly customisable bespoke solution
  • 24 hours for settlement on goods collection
  • Continuous shopper engagement
  • Affordable instalments

Pay-as-you-go with 12 - 24 monthly subscription payments.

 

Some products have a life cycle, so why shouldn’t payments?

 

  • Highly customisable bespoke solution
  • 24 hours for settlement on goods collection
  • Continuous shopper engagement
  • Affordable instalments

Bespoke program commercials

Example of *2.0% Excl VAT is charged for Merchant Commission (Commission % vary from product and Merchant package)

 

Customer Payment Info
Purchase Amount  R1 700,00
Customer Payment Term 12
1st Payment  R199,00
2d Payment  R199,00
3d Payment  R199,00
4th Payment  R199,00
5th Payment  R199,00
6th Payment  R199,00
7th Payment  R199,00
8th Payment  R199,00
9th Payment  R199,00
10th Payment  R199,00
11th Payment  R199,00
12th Payment  R199,00
Merchant
Merchant Fee 2,00%
Incl VAT 2,30%
Goods Collection
Net Settlement Amount:  R1 660,90

 

What do you get?

  1. All the various payment services from one customer access point.
  2. Store activation & ongoing sales training.
  3. Implementation of visual proposition marketing collateral.
  4. Support.
  5. Central management portal to manage all your cash up and settlement information.

What does it cost?

  • Charges vary from 3% – 7.5% depending on the service and provider.
  • Net settlement deduction.
  • Monthly Support and management Fee of R199 p/m.

Providers – current and coming soon

Integration is easy as pie

Onboard with switchpay

Or with our channel partners; Nedbank and Adumo.

We onboard and activate you on the switchpay portal

24 hours is all it takes to onboard and activate your account.

Load the switchpay software onto your devices

You don’t need to do anything. Our channel partners will take care of it.

Training and delivery of in-store collateral